:root{
 --slate:#18212B;--orange:#D85C3A;--beige:#E8D8C3;--off:#F8F7F4;--white:#fff;
 --text:#26313b;--muted:#68727b;--line:#dedbd5;--shadow:0 22px 65px rgba(24,33,43,.13);
 --radius:26px;--ease:cubic-bezier(.2,.75,.25,1)
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Inter,Arial,sans-serif;background:var(--off);color:var(--text);line-height:1.7}
a{text-decoration:none;color:inherit}img{max-width:100%;display:block}
button,input,textarea,select{font:inherit}
.container{width:min(1180px,92%);margin:auto}
.section{padding:110px 0}.section.white{background:var(--white)}
.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.15em;font-size:.73rem;font-weight:900;color:var(--orange);margin-bottom:14px}
.eyebrow:before{content:"";width:30px;height:2px;background:var(--orange)}
h1,h2,h3{line-height:1.1;color:var(--slate)}
h2{font-size:clamp(2.2rem,4.6vw,3.8rem);letter-spacing:-.045em}
.section-head{max-width:760px;text-align:center;margin:0 auto 52px}
.section-head p{color:var(--muted);margin-top:15px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 23px;border-radius:999px;font-weight:850;border:1px solid transparent;transition:.3s var(--ease)}
.btn-orange{background:var(--orange);color:#fff}.btn-orange:hover{transform:translateY(-3px);background:#bd4c2f}
.btn-slate{background:var(--slate);color:#fff}.btn-outline{border-color:#c9c4bc;background:transparent}
.btn-outline:hover{border-color:var(--orange);color:var(--orange)}
.topbar{background:var(--slate);color:#dce1e5;padding:8px 0;font-size:.78rem}
.topbar .container{display:flex;justify-content:space-between}
.nav{position:sticky;top:0;z-index:100;background:rgba(248,247,244,.93);backdrop-filter:blur(18px);border-bottom:1px solid rgba(24,33,43,.09)}
.navin{height:80px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{display:flex;align-items:center;gap:11px;font-size:1.08rem;font-weight:950;color:var(--slate)}
.brandmark{width:44px;height:44px;border-radius:14px;background:var(--slate);color:var(--orange);display:grid;place-items:center;font-size:1.35rem}
.links{display:flex;gap:24px;font-size:.9rem;font-weight:750}.links a:hover{color:var(--orange)}
.toggle{display:none;border:0;background:none;color:var(--slate);font-size:1.6rem}
.hero{position:relative;overflow:hidden;background:var(--off);padding:90px 0 120px}
.hero:before{content:"";position:absolute;width:500px;height:500px;border-radius:50%;background:var(--beige);right:-220px;top:-180px;opacity:.55}
.heroGrid{position:relative;display:grid;grid-template-columns:1.02fr .98fr;gap:68px;align-items:center}
.hero h1{font-size:clamp(3rem,6.3vw,5.7rem);letter-spacing:-.065em;margin:8px 0 22px}
.hero h1 span{color:var(--orange)}
.hero p{font-size:1.08rem;color:var(--muted);max-width:640px;margin-bottom:30px}
.actions{display:flex;gap:12px;flex-wrap:wrap}
.heroVisual{position:relative}
.heroImg{width:100%;height:575px;object-fit:cover;border-radius:38px;box-shadow:var(--shadow)}
.floating{position:absolute;background:#fff;border-radius:18px;padding:14px 17px;box-shadow:var(--shadow);font-weight:850}
.float1{left:-25px;bottom:42px}.float2{right:-22px;top:45px}
.trustbar{background:var(--slate);color:#fff;padding:18px 0}.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;text-align:center}.trust strong{display:block;font-size:1.25rem}.trust span{font-size:.75rem;color:#c5ccd2}
.split{display:grid;grid-template-columns:1fr 1fr;gap:75px;align-items:center}
.sectionImg{height:510px;width:100%;object-fit:cover;border-radius:32px;box-shadow:var(--shadow)}
.copy p{color:var(--muted);margin-top:15px}.checks{display:grid;gap:12px;margin:25px 0}.check{display:flex;gap:10px}.check b{color:var(--orange)}
.values{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:35px}
.value{padding:25px;background:var(--off);border:1px solid var(--line);border-radius:20px}.value .vicon{font-size:1.5rem;margin-bottom:13px}.value h3{font-size:1rem;margin-bottom:7px}.value p{font-size:.87rem;color:var(--muted)}
.cardGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:0 9px 32px rgba(24,33,43,.06);transition:.4s var(--ease)}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow);border-color:rgba(216,92,58,.35)}
.icon{width:57px;height:57px;border-radius:17px;background:var(--beige);display:grid;place-items:center;font-size:1.55rem;margin-bottom:19px}
.card h3{font-size:1.18rem;margin-bottom:9px}.card p{font-size:.94rem;color:var(--muted)}
.dark{background:var(--slate);color:#fff}.dark h2,.dark h3{color:#fff}.dark .section-head p,.dark p{color:#bac3ca}.dark .eyebrow{color:var(--beige)}.dark .eyebrow:before{background:var(--beige)}
.processGrid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;counter-reset:steps}
.processCard{position:relative;border:1px solid #35424e;border-radius:25px;padding:31px;background:#202b36}
.processNo{width:48px;height:48px;border-radius:50%;background:var(--orange);display:grid;place-items:center;font-weight:950;margin-bottom:22px}
.processCard:not(:nth-child(3n)):after{content:"→";position:absolute;right:-20px;top:42px;color:var(--orange);font-size:1.7rem;z-index:2}
.loan{background:var(--white)}.loanBox{background:var(--slate);border-radius:36px;padding:50px;color:#fff;display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}
.loanBox h2{color:#fff}.loanBox p{color:#bdc6cd;margin:16px 0 26px}.loanImg{height:390px;width:100%;object-fit:cover;border-radius:25px}
.formWrap{background:var(--slate);border-radius:36px;padding:48px;color:#fff;box-shadow:var(--shadow)}
.formWrap h2{color:#fff}.formWrap>p{color:#bdc6cd;margin:13px 0 27px}
.formGrid{display:grid;grid-template-columns:repeat(2,1fr);gap:15px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}
.field label{font-size:.78rem;font-weight:850;color:#dce1e5}
.field input,.field select,.field textarea{background:#222d38;border:1px solid #3c4a56;color:#fff;border-radius:13px;padding:13px 14px;outline:0}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--orange)}
.field textarea{min-height:125px;resize:vertical}
.faq{max-width:900px;margin:auto;display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0 21px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-weight:850;color:var(--slate);display:flex;justify-content:space-between;gap:20px}
.faq summary::-webkit-details-marker{display:none}.faq details[open] summary{color:var(--orange)}
.faq details p{color:var(--muted);padding:0 0 21px}
.stars{color:var(--orange);letter-spacing:2px;margin-bottom:13px}.reviewer{display:flex;align-items:center;gap:12px;margin-top:20px}
.avatar{width:44px;height:44px;border-radius:50%;background:var(--beige);display:grid;place-items:center;color:var(--orange);font-weight:900}
.contactGrid{display:grid;grid-template-columns:.9fr 1.1fr;gap:60px;align-items:start}.contactList{display:grid;gap:18px;margin-top:30px}
.contactItem{display:flex;gap:13px}.contactItem .icon{margin:0;flex:0 0 auto}.contactItem h3{font-size:1rem}.contactItem p{color:var(--muted);font-size:.92rem}
.mapBox{margin-top:28px;padding:25px;border:1px solid var(--line);border-radius:22px;background:var(--beige);color:var(--slate);font-weight:800}
.cta{padding:65px 0;background:var(--orange);color:#fff}.cta .container{display:flex;justify-content:space-between;align-items:center;gap:25px}.cta h2{color:#fff}.cta p{margin-top:5px}
.footer{background:var(--slate);color:#c4cbd1;padding:68px 0 20px}.footgrid{display:grid;grid-template-columns:1.35fr 1fr 1.2fr 1.4fr;gap:38px}
.footer h3{color:#fff;margin-bottom:15px}.footer p,.footer li{font-size:.87rem}.footer ul{list-style:none;display:grid;gap:8px}.footer a:hover{color:#fff}
.subscribe{display:flex;background:#222d38;border:1px solid #3b4853;border-radius:13px;overflow:hidden;margin-top:13px}.subscribe input{min-width:0;flex:1;background:none;border:0;color:#fff;padding:11px}.subscribe button{border:0;background:var(--orange);color:#fff;font-weight:900;padding:0 15px}
.unsub{display:inline-block;margin-top:8px;font-size:.75rem;text-decoration:underline}
.footbottom{border-top:1px solid #34414c;margin-top:45px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;font-size:.78rem}
.legal{padding:100px 0}.legal article{background:#fff;border:1px solid var(--line);border-radius:32px;padding:52px;box-shadow:var(--shadow)}
.legal h1{font-size:clamp(2.7rem,5.4vw,4.8rem);margin-bottom:12px}.legal h2{font-size:1.5rem;margin:32px 0 8px}.legal p{color:var(--muted)}
.legal .notice{background:var(--beige);padding:18px;border-radius:17px;margin-top:20px;color:var(--slate)}
.reveal{opacity:0;transform:translateY(25px);transition:.75s var(--ease)}.reveal.visible{opacity:1;transform:none}
.toast{position:fixed;right:20px;bottom:20px;z-index:999;background:var(--slate);color:#fff;padding:14px 18px;border-radius:14px;display:none;box-shadow:var(--shadow)}.toast.show{display:block}
@media(max-width:950px){
 .heroGrid,.split,.loanBox,.contactGrid{grid-template-columns:1fr}.heroImg{height:450px}.values{grid-template-columns:repeat(2,1fr)}
 .cardGrid{grid-template-columns:repeat(2,1fr)}.processGrid{grid-template-columns:repeat(2,1fr)}
 .processCard:after{display:none!important}.footgrid{grid-template-columns:repeat(2,1fr)}
 .links{display:none;position:absolute;top:80px;left:0;right:0;background:#fff;padding:20px 4%;flex-direction:column}.links.open{display:flex}
 .toggle{display:block}.navin>.btn{display:none}
}
@media(max-width:620px){
 .section{padding:72px 0}.topbar{display:none}.hero{padding:65px 0 80px}.hero h1{font-size:3.05rem}.heroImg{height:350px}
 .float1{left:8px;bottom:15px}.float2{right:8px;top:15px}.trust{grid-template-columns:repeat(2,1fr)}
 .values,.cardGrid,.processGrid,.formGrid,.footgrid{grid-template-columns:1fr}.sectionImg{height:350px}.loanBox,.formWrap,.legal article{padding:27px}
 .loanImg{height:320px}.field.full{grid-column:auto}.cta .container{flex-direction:column;align-items:flex-start}.footbottom{flex-direction:column}
}